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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,803 | $209,422-8.9% | $178,503+6.9% | $158,982+20.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 27.74% | 188.81%-161.1pp | 151.12%-123.4pp | 302.99%-275.3pp |
| Employer contribution / active EE | $13,351 | $5,707+133.9% | $5,011+166.4% | $4,763+180.3% |
| Participant deferral / active EE | $7,080 | $5,955+18.9% | $5,202+36.1% | $5,983+18.3% |
| Admin fee / account holder | $1,670 | $17,079-90.2% | $13,987-88.1% | $11,252-85.2% |