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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,867 | $202,342-24.9% | $172,753-12.1% | $152,909-0.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.43% | 1029.88%-1008.4pp | 803.00%-781.6pp | 345.46%-324.0pp |
| Employer contribution / active EE | $3,046 | $5,857-48.0% | $5,144-40.8% | $4,764-36.1% |
| Participant deferral / active EE | $7,183 | $5,948+20.8% | $5,198+38.2% | $5,851+22.8% |
| Admin fee / account holder | $1,265 | $17,112-92.6% | $13,956-90.9% | $11,601-89.1% |