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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,272 | $175,259+68.5% | $149,723+97.2% | $139,487+111.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.81% | 166.82%-148.0pp | 134.50%-115.7pp | 373.84%-355.0pp |
| Employer contribution / active EE | $8,265 | $5,478+50.9% | $4,821+71.4% | $4,755+73.8% |
| Participant deferral / active EE | $6,500 | $6,522-0.3% | $5,682+14.4% | $6,713-3.2% |
| Admin fee / account holder | $964 | $16,158-94.0% | $13,215-92.7% | $11,407-91.5% |