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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,208 | $99,017-33.1% | $86,587-23.5% | $147,585-55.1% |
| Participation rate | 58.8% | 76.3%-17.5pp | 73.5%-14.7pp | 82.8%-24.0pp |
| Annual return | 16.30% | 1312.37%-1296.1pp | 964.86%-948.6pp | 578.56%-562.3pp |
| Employer contribution / active EE | $1,478 | $3,132-52.8% | $2,839-47.9% | $4,876-69.7% |
| Participant deferral / active EE | $3,941 | $3,972-0.8% | $3,609+9.2% | $5,439-27.5% |
| Admin fee / account holder | $2,353 | $5,710-58.8% | $4,906-52.0% | $10,885-78.4% |