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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,167 | $90,486-42.3% | $78,676-33.7% | $273,972-81.0% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 9.18% | 75.62%-66.4pp | 62.19%-53.0pp | 41.46%-32.3pp |
| Employer contribution / active EE | $1,797 | $3,175-43.4% | $2,850-36.9% | $4,869-63.1% |
| Participant deferral / active EE | $5,212 | $3,901+33.6% | $3,517+48.2% | $5,287-1.4% |
| Admin fee / account holder | $401 | $5,263-92.4% | $4,510-91.1% | $10,133-96.0% |