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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,165 | $78,423-73.0% | $95,964-77.9% | $79,856-73.5% |
| Participation rate | 88.2% | 73.5%+14.7pp | 77.1%+11.2pp | 69.6%+18.6pp |
| Annual return | 13.20% | 19.37%-6.2pp | 91.64%-78.4pp | 31.71%-18.5pp |
| Employer contribution / active EE | $1,696 | $1,945-12.8% | $2,541-33.3% | $2,471-31.4% |
| Participant deferral / active EE | $2,581 | $3,440-25.0% | $4,167-38.1% | $3,741-31.0% |
| Admin fee / account holder | $5,888 | $5,622+4.7% | $6,797-13.4% | $5,306+11.0% |