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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,792 | $98,240-79.9% | $82,312-76.0% | $147,586-86.6% |
| Participation rate | 88.2% | 79.7%+8.5pp | 76.9%+11.3pp | 82.8%+5.4pp |
| Annual return | 17.12% | 30.85%-13.7pp | 25.88%-8.8pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,002 | $3,192-68.6% | $2,428-58.7% | $4,876-79.4% |
| Participant deferral / active EE | $424 | $4,383-90.3% | $3,706-88.6% | $5,439-92.2% |
| Admin fee / account holder | $320 | $8,563-96.3% | $5,608-94.3% | $10,886-97.1% |