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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,100 | $154,228-30.6% | $145,433-26.4% | $137,256-22.0% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 26.22% | 74.59%-48.4pp | 66.58%-40.4pp | 220.34%-194.1pp |
| Employer contribution / active EE | $3,611 | $4,804-24.8% | $4,554-20.7% | $4,156-13.1% |
| Participant deferral / active EE | $7,943 | $8,216-3.3% | $7,897+0.6% | $6,407+24.0% |
| Admin fee / account holder | $2,030 | $14,344-85.9% | $13,129-84.5% | $12,270-83.5% |