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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,614 | $101,618-50.2% | $93,063-45.6% | $137,256-63.1% |
| Participation rate | 90.9% | 74.9%+16.0pp | 72.1%+18.8pp | 80.0%+10.9pp |
| Annual return | 15.73% | 223.95%-208.2pp | 34.15%-18.4pp | 220.34%-204.6pp |
| Employer contribution / active EE | $2,670 | $2,707-1.4% | $2,476+7.8% | $4,156-35.7% |
| Participant deferral / active EE | $4,827 | $4,279+12.8% | $3,958+21.9% | $6,407-24.7% |
| Admin fee / account holder | $340 | $6,198-94.5% | $6,033-94.4% | $12,270-97.2% |