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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,225 | $172,111-50.5% | $150,298-43.3% | $137,256-37.9% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 16.89% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,264 | $4,636-29.6% | $4,154-21.4% | $4,156-21.5% |
| Participant deferral / active EE | $15,255 | $6,166+147.4% | $5,453+179.8% | $6,407+138.1% |
| Admin fee / account holder | $20,327 | $16,471+23.4% | $14,116+44.0% | $12,270+65.7% |