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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,225 | $174,379-51.1% | $152,093-44.0% | $138,895-38.6% |
| Participation rate | 60.0% | 81.6%-21.6pp | 77.8%-17.8pp | 79.9%-19.9pp |
| Annual return | 16.89% | 74.86%-58.0pp | 66.36%-49.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $3,264 | $4,652-29.8% | $4,175-21.8% | $4,194-22.2% |
| Participant deferral / active EE | $15,255 | $6,159+147.7% | $5,451+179.8% | $6,396+138.5% |
| Admin fee / account holder | $20,327 | $16,880+20.4% | $14,497+40.2% | $12,562+61.8% |