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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,742 | $95,915-54.4% | $79,580-45.0% | $134,532-67.5% |
| Participation rate | 55.0% | 75.0%-20.0pp | 69.5%-14.5pp | 81.2%-26.2pp |
| Annual return | -17.67% | -2.71%-15.0pp | 0.15%-17.8pp | 418.27%-435.9pp |
| Employer contribution / active EE | $1,847 | $3,129-41.0% | $2,413-23.5% | $4,741-61.0% |
| Participant deferral / active EE | $3,893 | $4,693-17.1% | $3,985-2.3% | $6,401-39.2% |
| Admin fee / account holder | $1,091 | $9,132-88.0% | $6,835-84.0% | $11,429-90.5% |