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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,968 | $112,935-64.6% | $90,970-56.1% | $158,966-74.9% |
| Participation rate | 71.4% | 74.7%-3.3pp | 69.0%+2.4pp | 82.0%-10.5pp |
| Annual return | 17.72% | 215.79%-198.1pp | 134.58%-116.9pp | 302.95%-285.2pp |
| Employer contribution / active EE | $1,710 | $2,895-40.9% | $2,122-19.5% | $4,762-64.1% |
| Participant deferral / active EE | $3,166 | $4,129-23.3% | $3,373-6.1% | $5,983-47.1% |
| Admin fee / account holder | $891 | $8,045-88.9% | $5,960-85.0% | $11,250-92.1% |