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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,767 | $86,949-69.2% | $102,460-73.9% | $80,959-66.9% |
| Participation rate | 92.1% | 72.4%+19.7pp | 76.5%+15.6pp | 67.7%+24.4pp |
| Annual return | 38.62% | 18.89%+19.7pp | 29.47%+9.1pp | 35.67%+3.0pp |
| Employer contribution / active EE | $4,299 | $2,370+81.4% | $3,025+42.1% | $2,757+55.9% |
| Participant deferral / active EE | $4,515 | $4,121+9.5% | $5,056-10.7% | $4,300+5.0% |
| Admin fee / account holder | $2,059 | $8,048-74.4% | $9,460-78.2% | $6,925-70.3% |