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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,767 | $86,938-69.2% | $102,423-73.9% | $80,925-66.9% |
| Participation rate | 92.1% | 72.4%+19.7pp | 76.5%+15.6pp | 67.7%+24.4pp |
| Annual return | 38.62% | 18.89%+19.7pp | 29.42%+9.2pp | 35.65%+3.0pp |
| Employer contribution / active EE | $4,299 | $2,369+81.5% | $3,023+42.2% | $2,756+56.0% |
| Participant deferral / active EE | $4,515 | $4,120+9.6% | $5,054-10.7% | $4,299+5.0% |
| Admin fee / account holder | $2,059 | $8,053-74.4% | $9,455-78.2% | $6,940-70.3% |