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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,911 | $117,846+275.0% | $102,434+331.4% | $145,884+202.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.50% | 31.90%-13.4pp | 29.46%-11.0pp | 551.85%-533.3pp |
| Employer contribution / active EE | $6,994 | $3,615+93.5% | $3,023+131.3% | $4,662+50.0% |
| Participant deferral / active EE | $22,108 | $5,733+285.6% | $5,055+337.4% | $6,690+230.5% |
| Admin fee / account holder | $33,906 | $13,356+153.9% | $9,462+258.3% | $13,392+153.2% |