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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,911 | $117,859+274.9% | $102,438+331.4% | $145,959+202.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.50% | 31.72%-13.2pp | 29.37%-10.9pp | 561.95%-543.4pp |
| Employer contribution / active EE | $6,994 | $3,615+93.5% | $3,024+131.3% | $4,661+50.1% |
| Participant deferral / active EE | $22,108 | $5,732+285.7% | $5,054+337.5% | $6,689+230.5% |
| Admin fee / account holder | $33,906 | $13,318+154.6% | $9,448+258.9% | $13,398+153.1% |