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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,571 | $96,678-74.6% | $86,640-71.6% | $139,466-82.4% |
| Participation rate | 47.8% | 74.4%-26.6pp | 71.7%-23.9pp | 80.3%-32.5pp |
| Annual return | 21.95% | 106.69%-84.7pp | 592.52%-570.6pp | 373.66%-351.7pp |
| Employer contribution / active EE | $1,179 | $3,265-63.9% | $3,024-61.0% | $4,754-75.2% |
| Participant deferral / active EE | $2,760 | $4,837-42.9% | $4,438-37.8% | $6,712-58.9% |
| Admin fee / account holder | $84 | $6,410-98.7% | $5,616-98.5% | $11,409-99.3% |