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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,434 | $92,743-84.4% | $82,744-82.6% | $134,532-89.3% |
| Participation rate | 45.8% | 75.2%-29.4pp | 72.6%-26.7pp | 81.2%-35.4pp |
| Annual return | -15.25% | 946.63%-961.9pp | 702.22%-717.5pp | 418.27%-433.5pp |
| Employer contribution / active EE | $891 | $3,273-72.8% | $3,008-70.4% | $4,741-81.2% |
| Participant deferral / active EE | $1,898 | $4,802-60.5% | $4,395-56.8% | $6,401-70.4% |
| Admin fee / account holder | $1,447 | $5,977-75.8% | $5,325-72.8% | $11,429-87.3% |