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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,088 | $100,938-84.1% | $90,461-82.2% | $158,982-89.9% |
| Participation rate | 39.1% | 75.0%-35.9pp | 72.7%-33.6pp | 82.0%-42.8pp |
| Annual return | 16.79% | 1727.20%-1710.4pp | 1294.76%-1278.0pp | 302.99%-286.2pp |
| Employer contribution / active EE | $658 | $3,691-82.2% | $3,264-79.8% | $4,763-86.2% |
| Participant deferral / active EE | $1,021 | $4,350-76.5% | $3,964-74.3% | $5,983-82.9% |
| Admin fee / account holder | $786 | $6,510-87.9% | $5,617-86.0% | $11,252-93.0% |