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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,825 | $59,834-75.2% | $79,576-81.4% | $68,495-78.4% |
| Participation rate | 73.3% | 61.1%+12.3pp | 69.5%+3.8pp | 67.9%+5.4pp |
| Annual return | -17.83% | -12.30%-5.5pp | 0.15%-18.0pp | -7.84%-10.0pp |
| Employer contribution / active EE | $1,325 | $1,505-11.9% | $2,413-45.1% | $2,596-49.0% |
| Participant deferral / active EE | $3,881 | $3,024+28.3% | $3,985-2.6% | $4,028-3.6% |
| Admin fee / account holder | $1,424 | $4,835-70.5% | $6,834-79.2% | $5,403-73.6% |