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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,108 | $106,905-85.9% | $84,020-82.0% | $152,885-90.1% |
| Participation rate | 39.1% | 75.2%-36.1pp | 69.0%-29.9pp | 82.5%-43.3pp |
| Annual return | 24.54% | 105.00%-80.5pp | 71.31%-46.8pp | 345.39%-320.8pp |
| Employer contribution / active EE | $563 | $2,735-79.4% | $1,984-71.6% | $4,763-88.2% |
| Participant deferral / active EE | $1,785 | $4,012-55.5% | $3,239-44.9% | $5,851-69.5% |
| Admin fee / account holder | $185 | $8,287-97.8% | $6,101-97.0% | $11,598-98.4% |