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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,119 | $176,105+136.9% | $159,474+161.6% | $167,536+149.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.79% | 331.91%-319.1pp | 263.68%-250.9pp | 478.82%-466.0pp |
| Employer contribution / active EE | $13,683 | $5,299+158.2% | $4,831+183.2% | $4,839+182.8% |
| Participant deferral / active EE | $11,338 | $7,751+46.3% | $7,353+54.2% | $6,342+78.8% |
| Admin fee / account holder | $73,314 | $12,559+483.7% | $10,802+578.7% | $12,315+495.3% |