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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,397 | $138,102+182.7% | $125,381+211.4% | $134,532+190.2% |
| Participation rate | 93.8% | 84.5%+9.3pp | 82.4%+11.4pp | 81.2%+12.5pp |
| Annual return | -18.06% | 750.73%-768.8pp | 572.31%-590.4pp | 418.27%-436.3pp |
| Employer contribution / active EE | $12,911 | $5,245+146.1% | $4,815+168.1% | $4,741+172.3% |
| Participant deferral / active EE | $13,351 | $7,801+71.2% | $7,448+79.3% | $6,401+108.6% |
| Admin fee / account holder | $3,946 | $11,568-65.9% | $10,007-60.6% | $11,429-65.5% |