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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,050 | $87,834+37.8% | $133,975-9.6% | $62,881+92.5% |
| Participation rate | 88.5% | 83.4%+5.1pp | 87.1%+1.4pp | 69.3%+19.2pp |
| Annual return | 10.28% | 12.05%-1.8pp | 29.29%-19.0pp | 20.14%-9.9pp |
| Employer contribution / active EE | $7,898 | $3,482+126.8% | $5,211+51.6% | $2,281+246.3% |
| Participant deferral / active EE | $13,235 | $4,812+175.1% | $6,282+110.7% | $3,203+313.2% |
| Admin fee / account holder | $8,856 | $5,372+64.8% | $9,324-5.0% | $4,296+106.2% |