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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,924 | $130,294+16.6% | $170,057-10.7% | $71,529+112.4% |
| Participation rate | 82.2% | 86.2%-4.0pp | 87.0%-4.8pp | 67.9%+14.2pp |
| Annual return | 23.69% | 20.36%+3.3pp | 53.42%-29.7pp | 28.97%-5.3pp |
| Employer contribution / active EE | $7,386 | $4,385+68.4% | $6,790+8.8% | $2,590+185.2% |
| Participant deferral / active EE | $17,114 | $6,928+147.0% | $10,411+64.4% | $4,291+298.8% |
| Admin fee / account holder | $4,596 | $966+375.6% | $12,826-64.2% | $1,588+189.3% |