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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,723 | $87,546-46.6% | $75,784-38.3% | $125,389-62.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -3.46% | 13.49%-16.9pp | 9.68%-13.1pp | 282.24%-285.7pp |
| Employer contribution / active EE | $8,279 | $3,930+110.7% | $3,323+149.1% | $4,866+70.1% |
| Participant deferral / active EE | $4,242 | $4,230+0.3% | $3,652+16.2% | $5,352-20.7% |
| Admin fee / account holder | $724 | $6,503-88.9% | $5,300-86.3% | $9,541-92.4% |