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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,563 | $106,008-37.2% | $92,240-27.8% | $147,586-54.9% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 13.69% | 50.05%-36.4pp | 176.29%-162.6pp | 578.59%-564.9pp |
| Employer contribution / active EE | $10,886 | $4,333+151.2% | $3,680+195.8% | $4,876+123.2% |
| Participant deferral / active EE | $2,587 | $4,478-42.2% | $3,897-33.6% | $5,439-52.4% |
| Admin fee / account holder | $2,019 | $6,333-68.1% | $5,194-61.1% | $10,886-81.4% |