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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,991 | $107,421+8.0% | $182,262-36.4% | $94,015+23.4% |
| Participation rate | 85.5% | 77.8%+7.7pp | 84.2%+1.2pp | 70.8%+14.6pp |
| Annual return | 19.05% | 21.32%-2.3pp | 140.60%-121.5pp | 17.84%+1.2pp |
| Employer contribution / active EE | $419 | $3,448-87.9% | $5,046-91.7% | $2,790-85.0% |
| Participant deferral / active EE | $9,291 | $6,558+41.7% | $8,276+12.3% | $4,249+118.6% |
| Admin fee / account holder | $11,096 | $8,692+27.7% | $16,712-33.6% | $8,951+24.0% |