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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,991 | $106,524+8.9% | $152,301-23.8% | $87,485+32.6% |
| Participation rate | 85.5% | 75.8%+9.7pp | 82.4%+3.0pp | 68.9%+16.5pp |
| Annual return | 19.05% | 26.89%-7.8pp | 80.50%-61.5pp | 26.06%-7.0pp |
| Employer contribution / active EE | $419 | $3,371-87.6% | $4,624-90.9% | $2,596-83.9% |
| Participant deferral / active EE | $9,291 | $6,525+42.4% | $8,004+16.1% | $4,274+117.4% |
| Admin fee / account holder | $11,096 | $8,287+33.9% | $14,398-22.9% | $7,775+42.7% |