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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,991 | $106,749+8.7% | $145,433-20.2% | $82,448+40.7% |
| Participation rate | 85.5% | 75.6%+9.8pp | 82.1%+3.3pp | 68.1%+17.4pp |
| Annual return | 19.05% | 27.59%-8.5pp | 66.58%-47.5pp | 41.64%-22.6pp |
| Employer contribution / active EE | $419 | $3,444-87.8% | $4,554-90.8% | $2,551-83.6% |
| Participant deferral / active EE | $9,291 | $6,519+42.5% | $7,897+17.6% | $4,139+124.5% |
| Admin fee / account holder | $11,096 | $8,390+32.2% | $13,129-15.5% | $7,234+53.4% |