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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,344 | $202,440-77.6% | $169,390-73.2% | $139,466-67.5% |
| Participation rate | 52.6% | 81.1%-28.5pp | 77.2%-24.5pp | 80.3%-27.7pp |
| Annual return | 19.19% | 532.36%-513.2pp | 406.07%-386.9pp | 373.66%-354.5pp |
| Employer contribution / active EE | $1,096 | $4,693-76.7% | $4,013-72.7% | $4,754-77.0% |
| Participant deferral / active EE | $4,023 | $6,940-42.0% | $6,222-35.3% | $6,712-40.1% |
| Admin fee / account holder | $18 | $10,722-99.8% | $9,015-99.8% | $11,409-99.8% |