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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,806 | $190,879-73.9% | $160,009-68.9% | $134,532-63.0% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | -17.74% | 552.63%-570.4pp | 408.85%-426.6pp | 418.27%-436.0pp |
| Employer contribution / active EE | $774 | $4,995-84.5% | $4,225-81.7% | $4,741-83.7% |
| Participant deferral / active EE | $5,531 | $6,924-20.1% | $6,183-10.5% | $6,401-13.6% |
| Admin fee / account holder | $20 | $10,495-99.8% | $8,715-99.8% | $11,429-99.8% |