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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,381 | $175,231+9.8% | $149,696+28.5% | $139,466+37.9% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 10.30% | 166.77%-156.5pp | 134.46%-124.2pp | 373.66%-363.4pp |
| Employer contribution / active EE | $1,352 | $5,478-75.3% | $4,821-72.0% | $4,754-71.6% |
| Participant deferral / active EE | $3,478 | $6,521-46.7% | $5,682-38.8% | $6,712-48.2% |
| Admin fee / account holder | $16,564 | $16,155+2.5% | $13,212+25.4% | $11,409+45.2% |