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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,227 | $167,362+23.2% | $143,799+43.4% | $134,532+53.3% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -14.46% | 0.47%-14.9pp | -0.04%-14.4pp | 418.27%-432.7pp |
| Employer contribution / active EE | $1,429 | $5,620-74.6% | $4,952-71.1% | $4,741-69.9% |
| Participant deferral / active EE | $3,538 | $6,447-45.1% | $5,638-37.3% | $6,401-44.7% |
| Admin fee / account holder | $3,689 | $18,094-79.6% | $14,677-74.9% | $11,429-67.7% |