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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,768 | $152,612+49.9% | $125,192+82.7% | $152,897+49.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.07% | 54.85%-37.8pp | 43.79%-26.7pp | 345.43%-328.4pp |
| Employer contribution / active EE | $10,414 | $4,947+110.5% | $3,866+169.4% | $4,764+118.6% |
| Participant deferral / active EE | $8,123 | $5,868+38.4% | $4,937+64.5% | $5,851+38.8% |
| Admin fee / account holder | $2,477 | $13,437-81.6% | $9,704-74.5% | $11,599-78.6% |