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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,780 | $131,835+23.5% | $108,582+49.9% | $273,972-40.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 7.76% | -91.57%+99.3pp | -51.70%+59.5pp | 41.46%-33.7pp |
| Employer contribution / active EE | $9,764 | $4,913+98.7% | $3,758+159.8% | $4,869+100.5% |
| Participant deferral / active EE | $9,412 | $5,127+83.6% | $4,311+118.3% | $5,287+78.0% |
| Admin fee / account holder | $738 | $10,253-92.8% | $7,645-90.4% | $10,133-92.7% |