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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,123 | $160,070-2.5% | $147,117+6.1% | $145,897+7.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.74% | 98.69%-84.0pp | 420.54%-405.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $3,814 | $5,285-27.8% | $4,932-22.7% | $4,663-18.2% |
| Participant deferral / active EE | $13,757 | $8,419+63.4% | $8,065+70.6% | $6,689+105.7% |
| Admin fee / account holder | $17,173 | $15,035+14.2% | $12,993+32.2% | $13,390+28.2% |