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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,093 | $78,423+9.8% | $95,964-10.3% | $79,856+7.8% |
| Participation rate | 70.0% | 73.5%-3.5pp | 77.1%-7.1pp | 69.6%+0.4pp |
| Annual return | 10.26% | 19.37%-9.1pp | 91.64%-81.4pp | 31.71%-21.5pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,998 | $3,440+74.4% | $4,167+43.9% | $3,741+60.3% |
| Admin fee / account holder | $25,032 | $5,622+345.3% | $6,797+268.3% | $5,306+371.7% |