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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,874 | $60,349-14.0% | $74,184-30.1% | $62,881-17.5% |
| Participation rate | 89.2% | 72.7%+16.5pp | 76.6%+12.6pp | 69.3%+19.9pp |
| Annual return | 8.98% | 21.38%-12.4pp | 17.74%-8.8pp | 20.14%-11.2pp |
| Employer contribution / active EE | $1,297 | $1,680-22.8% | $2,370-45.3% | $2,281-43.1% |
| Participant deferral / active EE | $3,296 | $2,856+15.4% | $3,550-7.1% | $3,203+2.9% |
| Admin fee / account holder | $2,098 | $4,261-50.8% | $5,586-62.4% | $4,296-51.2% |