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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,345 | $201,372-47.2% | $184,260-42.3% | $145,884-27.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.73% | 29.04%-19.3pp | 28.84%-19.1pp | 551.85%-542.1pp |
| Employer contribution / active EE | $3,754 | $7,024-46.6% | $6,427-41.6% | $4,662-19.5% |
| Participant deferral / active EE | $10,882 | $9,808+11.0% | $9,133+19.2% | $6,690+62.7% |
| Admin fee / account holder | $142,401 | $16,362+770.3% | $13,898+924.6% | $13,392+963.3% |