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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,846 | $209,336-40.4% | $197,124-36.7% | $137,256-9.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.86% | 48.09%-34.2pp | 44.34%-30.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $4,283 | $6,591-35.0% | $6,227-31.2% | $4,156+3.0% |
| Participant deferral / active EE | $11,611 | $9,614+20.8% | $9,135+27.1% | $6,407+81.2% |
| Admin fee / account holder | $2,651 | $17,308-84.7% | $16,298-83.7% | $12,270-78.4% |