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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,846 | $212,386-41.2% | $199,883-37.5% | $138,895-10.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 13.86% | 47.75%-33.9pp | 43.81%-30.0pp | 145.39%-131.5pp |
| Employer contribution / active EE | $4,283 | $6,625-35.4% | $6,261-31.6% | $4,194+2.1% |
| Participant deferral / active EE | $11,611 | $9,617+20.7% | $9,138+27.1% | $6,396+81.5% |
| Admin fee / account holder | $2,651 | $18,233-85.5% | $17,268-84.6% | $12,562-78.9% |