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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,389 | $74,535+57.5% | $100,712+16.6% | $82,637+42.1% |
| Participation rate | 97.0% | 61.2%+35.8pp | 69.3%+27.7pp | 68.1%+28.9pp |
| Annual return | 16.65% | 18.92%-2.3pp | 33.27%-16.6pp | 53.51%-36.9pp |
| Employer contribution / active EE | $3,213 | $1,503+113.8% | $2,313+38.9% | $2,552+25.9% |
| Participant deferral / active EE | $8,368 | $3,074+172.2% | $4,085+104.8% | $4,126+102.8% |
| Admin fee / account holder | $7,161 | $6,576+8.9% | $9,256-22.6% | $7,339-2.4% |