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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,863 | $50,947+78.3% | $74,551+21.9% | $64,173+41.6% |
| Participation rate | 85.2% | 61.1%+24.1pp | 69.1%+16.0pp | 69.6%+15.6pp |
| Annual return | -4.26% | -1.85%-2.4pp | 32.53%-36.8pp | 7.63%-11.9pp |
| Employer contribution / active EE | $720 | $1,115-35.5% | $1,961-63.3% | $2,381-69.8% |
| Participant deferral / active EE | $3,222 | $2,302+40.0% | $3,108+3.7% | $3,470-7.1% |
| Admin fee / account holder | $741 | $4,221-82.4% | $5,059-85.4% | $4,887-84.8% |