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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,180 | $49,891+80.8% | $80,607+11.9% | $75,181+20.0% |
| Participation rate | 67.4% | 55.3%+12.1pp | 67.0%+0.4pp | 67.2%+0.2pp |
| Annual return | 19.08% | 34.67%-15.6pp | 936.11%-917.0pp | 160.69%-141.6pp |
| Employer contribution / active EE | $0 | $1,698-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,859 | $2,991-4.4% | $4,448-35.7% | $4,126-30.7% |
| Admin fee / account holder | $480 | $3,578-86.6% | $5,379-91.1% | $5,650-91.5% |