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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,732 | $45,872+60.7% | $77,081-4.3% | $68,495+7.6% |
| Participation rate | 65.1% | 55.9%+9.2pp | 67.9%-2.8pp | 67.9%-2.8pp |
| Annual return | -18.17% | 1.73%-19.9pp | 42.33%-60.5pp | -7.84%-10.3pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,813-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,897 | $2,963-2.2% | $4,428-34.6% | $4,028-28.1% |
| Admin fee / account holder | $502 | $3,041-83.5% | $5,427-90.7% | $5,403-90.7% |