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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,606 | $117,895-60.5% | $102,460-54.5% | $145,897-68.1% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 10.97% | 31.92%-20.9pp | 29.47%-18.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,794 | $3,619-50.4% | $3,025-40.7% | $4,663-61.5% |
| Participant deferral / active EE | $5,645 | $5,736-1.6% | $5,056+11.6% | $6,689-15.6% |
| Admin fee / account holder | $973 | $13,353-92.7% | $9,460-89.7% | $13,390-92.7% |