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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,606 | $117,829-60.4% | $102,423-54.5% | $145,877-68.1% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 10.97% | 31.83%-20.9pp | 29.42%-18.4pp | 551.28%-540.3pp |
| Employer contribution / active EE | $1,794 | $3,615-50.4% | $3,023-40.7% | $4,663-61.5% |
| Participant deferral / active EE | $5,645 | $5,732-1.5% | $5,054+11.7% | $6,691-15.6% |
| Admin fee / account holder | $973 | $13,335-92.7% | $9,455-89.7% | $13,402-92.7% |