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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,717 | $81,262+106.4% | $155,602+7.8% | $80,911+107.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 11.79% | 33.34%-21.6pp | 64.81%-53.0pp | 35.63%-23.8pp |
| Employer contribution / active EE | $7,697 | $3,102+148.1% | $4,675+64.6% | $2,756+179.3% |
| Participant deferral / active EE | $5,563 | $3,451+61.2% | $5,629-1.2% | $4,297+29.5% |
| Admin fee / account holder | $5,684 | $7,992-28.9% | $15,923-64.3% | $6,935-18.0% |