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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,602 | $95,383+159.6% | $185,837+33.2% | $85,856+188.4% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.22% | 23.59%-12.4pp | 122.08%-110.9pp | 318.58%-307.4pp |
| Employer contribution / active EE | $7,745 | $3,313+133.8% | $5,168+49.9% | $2,565+201.9% |
| Participant deferral / active EE | $5,972 | $3,423+74.4% | $5,568+7.2% | $3,952+51.1% |
| Admin fee / account holder | $3,144 | $7,213-56.4% | $16,241-80.6% | $6,261-49.8% |