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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $40,738 |
Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $34,433 |
ADP BROKER-DEALER9+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,203 | $44,626-63.7% | $86,216-81.2% | $80,157-79.8% |
| Participation rate | 92.0% | 63.5%+28.5pp | 69.0%+23.1pp | 72.9%+19.1pp |
| Annual return | 23.01% | 19.61%+3.4pp | 1169.42%-1146.4pp | 40.39%-17.4pp |
| Employer contribution / active EE | $677 | $1,099-38.4% | $2,382-71.6% | $2,977-77.3% |
| Participant deferral / active EE | $3,708 | $2,769+33.9% | $3,986-7.0% | $5,015-26.1% |
| Admin fee / account holder | $52 | $133-60.9% | $6,853-99.2% | $145-64.1% |