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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $22,120 |
Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $20,419 |
ADP BROKER-DEALER6+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,612 | $64,286-71.0% | $90,970-79.5% | $73,412-74.6% |
| Participation rate | 87.5% | 63.6%+23.9pp | 69.0%+18.4pp | 72.2%+15.3pp |
| Annual return | 16.40% | 21.46%-5.1pp | 134.60%-118.2pp | 59.30%-42.9pp |
| Employer contribution / active EE | $651 | $895-27.2% | $2,122-69.3% | $2,234-70.8% |
| Participant deferral / active EE | $2,604 | $2,453+6.1% | $3,373-22.8% | $3,806-31.6% |
| Admin fee / account holder | $55 | $287-80.8% | $5,961-99.1% | $158-65.1% |