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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GALLAGHER BENEFIT SERVICES, INC Service code 27 · EIN 36-4291971 | Advisory (Plan) | $36,000 |
Filed as: NATHAN WECHSLER AND COMPANY, P.A. Service code 10 · EIN 02-0327524 | Accounting | $15,750 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$38,326 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,180 | $103,024+7.9% | $112,040-0.8% | $79,634+39.6% |
| Participation rate | 65.0% | 80.6%-15.5pp | 76.5%-11.5pp | 62.5%+2.5pp |
| Annual return | 12.74% | 17.60%-4.9pp | 24.52%-11.8pp | 36.46%-23.7pp |
| Employer contribution / active EE | $1,311 | $3,015-56.5% | $2,954-55.6% | $2,529-48.2% |
| Participant deferral / active EE | $4,422 | $5,233-15.5% | $5,098-13.3% | $3,835+15.3% |
| Admin fee / account holder | $49 | $465-89.4% | $12,098-99.6% | $1,002-95.1% |