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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,144 | $73,787+8.6% | $98,716-18.8% | $82,448-2.8% |
| Participation rate | 0.0% | 61.4%-61.4pp | 69.3%-69.3pp | 68.1%-68.1pp |
| Annual return | 15.41% | 18.57%-3.2pp | 31.81%-16.4pp | 41.64%-26.2pp |
| Employer contribution / active EE | $832 | $1,511-45.0% | $2,279-63.5% | $2,551-67.4% |
| Participant deferral / active EE | $1,292 | $3,081-58.1% | $4,048-68.1% | $4,139-68.8% |
| Admin fee / account holder | $449 | $6,500-93.1% | $8,703-94.8% | $7,234-93.8% |