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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,461 | $133,998-17.6% | $112,263-1.6% | $134,545-17.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -36.62% | 47.17%-83.8pp | 27.49%-64.1pp | 418.37%-455.0pp |
| Employer contribution / active EE | $8,757 | $4,040+116.7% | $3,636+140.8% | $4,742+84.7% |
| Participant deferral / active EE | $0 | $5,292-100.0% | $4,729-100.0% | $6,401-100.0% |
| Admin fee / account holder | $14,535 | $7,493+94.0% | $6,410+126.7% | $11,431+27.2% |