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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,041 | $124,298+47.3% | $109,152+67.7% | $167,497+9.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 3.69% | 26.04%-22.3pp | 25.75%-22.1pp | 478.62%-474.9pp |
| Employer contribution / active EE | $20,007 | $4,208+375.4% | $3,722+437.5% | $4,838+313.6% |
| Participant deferral / active EE | $0 | $5,256-100.0% | $4,653-100.0% | $6,341-100.0% |
| Admin fee / account holder | $456,478 | $7,971+5626.6% | $6,753+6659.6% | $12,310+3608.1% |