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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,041 | $124,351+47.2% | $109,188+67.6% | $167,553+9.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 3.69% | 26.04%-22.4pp | 25.76%-22.1pp | 478.89%-475.2pp |
| Employer contribution / active EE | $20,007 | $4,210+375.3% | $3,723+437.4% | $4,840+313.4% |
| Participant deferral / active EE | $0 | $5,257-100.0% | $4,654-100.0% | $6,343-100.0% |
| Admin fee / account holder | $456,478 | $7,975+5623.9% | $6,755+6657.3% | $12,316+3606.3% |