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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,323 | $106,247-1.8% | $96,515+8.1% | $139,466-25.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.75% | 38.47%-28.7pp | 35.73%-26.0pp | 373.66%-363.9pp |
| Employer contribution / active EE | $3,846 | $4,106-6.3% | $3,740+2.9% | $4,754-19.1% |
| Participant deferral / active EE | $2,154 | $5,456-60.5% | $4,880-55.9% | $6,712-67.9% |
| Admin fee / account holder | $6,716 | $7,885-14.8% | $6,735-0.3% | $11,409-41.1% |